I love the rainbow of cool tones and colors. The texture combination is very beautiful.
The two things that stand out to me negatively are part of the girl. If your intention was to make her rise from the water, you should try to blend her in more, instead of only having a fade. Also, the hair painted in is very hard and noticeably not natural.
I like how you managed to use a lot of deviations on one piece. The color is nice but slightly too 'heavy'.
The reflections in the water are still there and it's a little evident that you cut it out.
The hair of the woman is annoying me, cause it doesn't look like it's blended with the picture. I don't know how to fix it however which is annoying me more because criticism isn't useful without advice afterwards.
Ultimately, I like the idea, colors and imagination of this. Good job.